Trojans:
A Trojan is a destructive program that poses as a harmless application. Some Trojans will claim to get rid of viruses or other harmful applications, but instead introduce viruses and leave it vulnerable to attacks by hackers and intruders.
You can minimize your chances of unintentionally downloading Trojans by:
• Not opening emails or accepting attachments from unknown sources.
• Installing software from trusted sources only.
• Not clicking on links contained within emails of unknown sources.
• Regularly scanning your computer for Trojans and other malicious programs with up-to-date anti-virus software.
• Using a firewall to monitor traffic to and from your computer while connected to the Internet.
• Downloading and installing security patches for your operating system as soon as it is available.
Viruses & Worms
Computer virus is software that affixes itself to another program like a spreadsheet or word document. Active virus attempts to reproduce and attach itself to other programs.
A worm is similar to a virus. It exploits computers in a network that contain security holes. Once a security hole is found, the worm will attempt to replicate itself from computer to computer. Like viruses, worms can be equally destructive.
You can increase your chances of ensuring your computer is free from worms and viruses by:
• Installing anti-virus software, and keeping it updated with the latest virus definitions.
• Downloading and installing security patches for your operating system as soon as they become available.
• Not accepting attachments from emails of unknown sources.
• Installing software from trusted sources only.
Spyware & Adware
Spyware is a type of software that covertly collects user information while on the Internet.
Adware is a type of spyware used by marketers to track Internet user’s habits and interests for the purpose of customizing future advertising material. Adware can monitor information such as the types of sites visited, articles read or the types of pop-ups and banners the user clicks on.
You can minimize your chances of unintentionally downloading spyware onto your computer by:
• Being wary of banners, ads and pop-ups while surfing the Internet. Do not click on them no matter how enticing they may appear.
• Reviewing terms and conditions when you install free programs or subscribe to services from the Internet.
• Using up-to-date anti-spyware program to regularly scan your computer.
Phishing
You can minimize your chances of being a victim of Phishing scams by:
• Treating all emails requesting personal log on information such as username, password or PIN with extreme caution.
• Immediately deleting emails of unknown origins, no matter how innocent or provocative the subject headings sound.
• Changing your Internet Banking password on a regular basis.
• Keeping your anti-virus and firewalls up-to-date and perform regular scans of your computer.